Industrial Infrastructure Development
The procedure for getting Business loan for new business may vary from banks, location and kind of business you do. The
first thing is you have to satisfy the eligibility criteria To be eligible for
a business loan there are a lot of factor that are considered. Every bank that
offers loan will look into many criteria prior to sanctioning it. Few important
ones are:
·
Age Limit: The applicant
should be min 21 years & max. 65 years.
·
Income: Business should be
profit making at least for the past 2 years.
·
Turnover: Rs. 150,000 p.a.
should be the minimum annual income.
·
Co-applicants: This is
optional to the applicant, not mandatory in case of business loan.
Checklist of Documents Required for Business Loan
·
Identity proof- Driving
License/PAN Card/ Passport / Voters ID card
·
Address Proof (Ration card
Tel/electricity Bill/ Passport/ Trade license / Lease agreement/ Sales Tax
certificate)
·
Bank Statement
·
Latest ITR along with
computation of Balance Sheet, income & Profit & Loss a/c for the last 2
yrs.
·
Proof of continuation
·
Other Mandatory Documents
such as Sole Proprietorship Declaration, Certified true copy of Memorandum
& Articles of Association
·
Last 3 years audited
financials
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